Singapore Condos - Insider Buying Tips & Exciting New Launches

Discover everything you need to know about purchasing a condominium in Singapore.

Whether you're a first-time buyer, an investor, or a foreigner looking to own a property here, this guide provides essential information on new launch vs. resale condos, financing, legal regulations, and expert insights.

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Why Buy a Condominium in Singapore?

Singapore’s condominium market offers a wide range of properties catering to both homeowners and investors. Condos provide security, premium facilities, and high investment potential, making them a sought-after choice in the real estate market.

Exclusive Facilities – Enjoy pools, gyms, and recreational areas.
Prime Locations – Condos are often situated near MRT stations, schools, and business hubs.
Strong Investment Potential – High rental demand and capital appreciation.
Flexible Financing – Access to mortgage loans with competitive interest rates.

Why Invest in a Condominium in Singapore?

Singapore’s property market remains a top investment choice due to:

Stable Economy – Singapore’s economy supports long-term property value.
High Rental Demand – Ideal for local & foreign tenants.
Capital Appreciation – Resale condos often see value appreciation.

Click here to explore the Best Condo Investments in Singapore

Who Can Buy a Condominium in Singapore?

Singapore’s condominium market offers a wide range of properties catering to both home owners and investors. Condos provide security, premium facilities, and high investment potential, making them a sought-after choice in the real estate market.

Singapore Citizens & PRs

No restrictions on buying private condos.
PRs pay Additional Buyer’s Stamp Duty (ABSD) on second property.

Foreigners

Can buy non-landed private condominiums without approval.
Must pay 60% ABSD when purchasing.
Cannot buy landed property unless approved by authorities.

Interested in buying/investing in Singapore properties?

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New Launch V/S Resale Condominiums: What’s the Difference?

Step-by-Step Guide to Buying a Condominium in Singapore

Step 1: Determine Your Budget

Down-payment – Minimum 25% (5% in cash, 20% cash/CPF).
Stamp Duty – Calculate BSD & ABSD (see below).
Legal Fees – Estimated at $2,500 – $5,000.

Step 2: Understand Taxes & Stamp Duties

Buyer’s Stamp Duty (BSD)

Mandatory for all property purchases:

1% on the first $180,000.
2% on the next $180,000.
3% on the next $640,000.
4% on the remaining amount.

Additional Buyer’s Stamp Duty (ABSD)

0% for first-time Singapore Citizen buyers.
30% for PRs buying a second property.
60% for foreigners purchasing any condo.

Check out our full Stamp Duty Guide here

Step 3: Secure Financing & Home Loan

Check Loan-to-Value (LTV) Ratio – Borrow up to 75% for first-time homebuyers.
Meet Total Debt Servicing Ratio (TDSR) – Loan repayments must not exceed 55% of monthly income.

Tip: Calculate Your Home Loan Eligibility Using Any Calculator Estimator by Banks in Singapore.

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Step 4: Choose Your Ideal Condo

Location: Proximity to MRT, amenities, and schools.
Facilities: Compare new vs. older developments.
Investment Potential: Capital appreciation and rental yield.

Interested in buying/investing in Singapore properties?

Whether you are buying your first condo, investing, or relocating, get a FREE consultation with Our Real Estate Experts!

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